I gratefully believed that I received it

I was a bit down for the past three to four days for the reason that the steps I experimented did not work for me. Yesterday, was my last day of experiment and I tore all of the things that I wrote on the paper. I just put it aside and I do not want to read it again. I want to do a new experiment without setting dates on it. I just want to write just anything but without specification. I do believe that if there’s a way for me to have it, I can have it at the right time and at the right place. With that, I believe I already received it and I am so grateful for it every day.

BaDoink.com? The Ultimate App?

A confession: I use a PC at work, but I’m a Mac fan boy. I can’t explain how this happened. Logically, I understand that I am being played. Logically, I understand how I’m being played. Yet, I’m powerless to resist the urge to gobble up every ostensibly unnecessary product they unleash on the market. iPhone. Check. iPad. Check. AppleTV. Check. iMac. Check. The fact that I’ve wasted an hour of time reading about a fucking white iPhone. Truly shameful. But there it is. Continue reading

Politely asked

Every day, whole day and whole night, the mouth of the girl is just “barney, elmo, and blue’s clues”. Without her watching these shows would be like a war in the house. She will always whine over it. When she will do it, I will ask her not to whine or cry but to ask politely with the word please and thank u. It’s just so funny when she will say please and thank you because at the end she will say “you’re welcome”. Hehehe!

Car Detailing Training

Auto detailing is a lucrative business, but it takes some hard skills and marketing savvy to make it successfully. If you’ve always loved cars and dreamed of opening a detail shop, going to a car detailing seminar is one of the most cost-effective ways to gain the skills and know-how to operate a successful business practice.

A good program will go over all of the basics in detailing, reconditioning and repairs, along with the business knowledge necessary to put those skills to good use. All of the detailing knowledge in the world won’t matter without customers, and marketing, business and sales skills are among the most important in the industry.

Car loving entrepreneurs can make a great return on their investment when they get car detailing training with DetailKing.com. They offer two and three day seminars that give you all the essential skills to start learning hands-on.

In addition to participating in a training seminar, some ongoing guidance and support can be most helpful. This is where auto detailing videos come in. There are some really high quality DVD programs out there that can help cement the knowledge you gain and give you additional insight and study time t improve your business. Newcomers and experienced auto detailers alike can benefit from the tips, insights and skills a detailing training class can give you.

Believe

“There is a difference between wishing for a thing and being ready he believes he can acquire it. The state of mind must be belief, not mere hope or wish. Open-mindedness is essential for belief. Closed minds do not inspire faith, courage, and belief. “(Napoleon Hill)

I just do love this quote from this guy. I learned a lot from his being so positive in life and for him teaching different techniques to change one’s life. And I believe what he said!

Things that I want to do this year

There are many things that I want to do for myself and for my family. I plan this for a long time already and I want it to be true this year. First, I want to have Home Loans Christchurch. I am sure that by having home loans, I can have and I can buy my dream home. I do not have a fancy dream home though because all I need is a home that has enough rooms for everybody and some spare rooms for some important things. As of the moment, I have this blessing for my family but it is not enough for everyone. I am thankful for this anyhow because through this home my family and I have a comfy place to stay every day. But I just need to have a house with lots of rooms in it. How I wish I can buy home just like these Family Trusts Holiday Homes. At any rate, whatever home loans that will qualify for my credit standing that will be the one that I will embrace. Though, I am hoping to have a home that I will be the first owner. I just love to have a home that I will be the one to decide on the materials or a home that I will decide the floor plans. I also love a home on where I can choose my appliances and furniture. I may sound hopeless dreamer but this is what I need and this is also what I want.

Whenever I will have my own home to stay, I would probably buy and own a pet.  And I would surely choose any of the Cavoodle Puppies for Sale at http://www.doggish.com.au because I do love to have pups inside my home. I am a pet lover and I want to have the cutest pet possible. I also need to prepare for everything that my puppy needs, like bed, clothes, accessories, and a good vet. With the accessories, I want that my puppy will have the cutest clothes and the nicest bag in which I can use for him/her whenever I will bring my pet out.

These are just few of the things that I need to do this year. I hope I can make my dream come true in no time.

{Images not mine}

Life Investments That Secretly Will Hurt Your Savings

It might seem that investing is the right thing to do with regards to your future. Putting away money for the future is something that we are advised to do a lot and therefore feels right. However, it is also good to have some savings behind you as well. These can cover short term emergencies and needs, such as unexpected bills and things like this. If you are investing too much, then you will have nothing left and so it is important to get the balance right or else you might end up having to borrow money to cover day to day bills. Therefore take a look at your investments and make sure that they are necessary.

Pension

Having a pension may feel like a necessity and it is certainly wise to have some form of income for your retirement. However, it is easy to pay too much in fees for your pension or to have the money invested unwisely. It is therefore wise to take a look at your pension funds carefully. By changing your pension provider you could end up being able to pay in less money for the same return and therefore save money.

Shares

Shares can be risky and you may end up paying in more than you get out. They should work out as a long term investment though, but it may be better to pay in less and spread the companies that you are investing in so that you lower the risk and increase the chance of return. It is always wise to choose shares that pay a dividend so that you can earn a regular income from them as well as benefit when you sell them if the value has gone up.

Insurance

Insurance can protect you in the future. Life insurance will help you family after such death and health insurance will cover medical costs. However, make sure that you are not paying more than necessary for your insurance by comparing different policies every so often. Consider even whether all of the insurance that you have is completely necessary.

Bonds

Bonds are a safe investment but that means that they do not give that good a return. It could be better to keep the money in a savings account and have it ready instantly for emergencies than tucked away in an account that cannot be reached, earning very little interest.

Mortgage

Many people see a mortgage as a good way to be able to afford a property that will increase in value over time. This is correct but there are a lot of people who borrow more money than they can really afford because they want a nice big house and then struggle financially. They may find that they have to use up their savings in order to cover the mortgage payments. It is therefore very important to make sure that you do not borrow too much. A big house is nicer, but also more expensive and it may be far more sensible to get something smaller and more manageable.

Archives

Partner links