If you have bad credit and you need money, you have probably already considered getting a pay day loan. But where can you go to apply? You can get a pay day loan in USA at USACashServices.com. This company allows you to apply either online or in person, whichever works best for you. To qualify for a pay day loan, you only need to prove that you have a job and you will also need an active bank account. The bank account is necessary so that the money can be withdrawn from your account on your next pay day as promised. Do pay day loans come with interest? They do, just like any other loan might. But the advantage of getting the cash in hand when you need it most will outweigh the interest you’ll have to pay back. It is actually possible to get the money you requested no later than the next business day after you have been approved for the loan. Your credit generally does not matter when you apply for a pay day loan, but if you have ever filed for bankruptcy, you may need to provide the company with your bankruptcy closing date so they can verify that you are not currently in bankruptcy.